Indian Overseas Bank LBO Recruitment 2025: Notification, Eligibility, Apply Online

Post Name	No. of Vacancies	Eligibility Criteria
Local Bank Officer (LBO)	400	Graduate + Knowledge of Local Language

What is the Indian Overseas Bank LBO Recruitment 2025?

The Indian Overseas Bank (IOB) conducts the LBO Recruitment to fill vacancies for the Local Bank Officer position, a key role in the bank’s operations. LBOs are responsible for managing customer accounts, processing loans, and ensuring smooth branch operations. The recruitment process typically involves an online exam, followed by an interview and document verification. This recruitment drive for 2025 aims to onboard talented individuals who can contribute to IOB’s growth while serving its diverse customer base.

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Eligibility Criteria for IOB LBO Recruitment 2025

Before applying, ensure you meet the eligibility requirements for the IOB LBO Recruitment 2025:

• Educational Qualification:
  • A Bachelor’s degree in any discipline from a recognized university.
  • Preference may be given to candidates with a degree in Commerce, Business Administration, or related fields.
• Age Limit:
  • Candidates must be between 20 and 30 years as of the notification date.
  • Age relaxation applies as per government norms: 5 years for SC/ST, 3 years for OBC, and 10 years for PwD candidates.
• Work Experience:
  • While not mandatory, prior experience in banking or financial services can be an advantage.
• Other Requirements:
  • Proficiency in the local language of the state/region applied for.
  • Basic computer knowledge and familiarity with banking software.

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Application Process for IOB LBO Recruitment 2025

Follow these steps to apply for the Indian Overseas Bank LBO Recruitment 2025:

1. Visit the Official Website: Go to the IOB official website (iob.in) and navigate to the “Careers” section.
2. Check the Notification: Look for the “IOB LBO Recruitment 2025” notification and read the details carefully.
3. Register Online: Click on the application link, register with your email ID and mobile number, and generate login credentials.
4. Fill the Application Form: Provide your personal, educational, and professional details accurately.
5. Upload Documents: Upload scanned copies of your photograph, signature, and required certificates (e.g., degree, ID proof).
6. Pay the Application Fee:
   • General/OBC: ₹850 (including GST)
   • SC/ST/PwD: ₹175 (intimation charges only)
   • Payment can be made via debit/credit card, net banking, or UPI.
7. Submit and Print: Review your application, submit it, and take a printout for future reference.

Important Dates (Tentative):

• Notification Release: June 2025
• Application Start Date: June 2025
• Application Last Date: July 2025
• Exam Date: August 2025

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Exam Pattern for IOB LBO Recruitment 2025

The IOB LBO Recruitment 2025 selection process includes an online exam, followed by an interview for shortlisted candidates. Here’s the detailed exam pattern for the online test:

Section	No. of Questions	Max Marks	Time
Reasoning & Computer Aptitude	40	50	40 minutes
General/Economy/Banking Awareness	40	40	35 minutes
English Language	40	40	35 minutes
Quantitative Aptitude	40	50	40 minutes
Total	160	180	2 hours 30 minutes

Key Points:

• The exam is conducted online in English and Hindi.
• Each correct answer carries 1 mark, with a penalty of 0.25 marks for incorrect answers.
• Candidates must meet sectional and overall cut-offs to qualify for the interview.
• The final merit list is based on the online exam (80%) and interview (20%).

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Syllabus for IOB LBO Recruitment 2025

To prepare effectively, familiarize yourself with the syllabus for the IOB LBO online exam. Here’s a detailed breakdown of each section:

1. Reasoning & Computer Aptitude

• Reasoning:
  • Puzzles (floor-based, scheduling)
  • Seating Arrangement (linear, circular)
  • Syllogism
  • Coding-Decoding
  • Blood Relations
  • Direction Sense
  • Inequalities
  • Data Sufficiency
• Computer Aptitude:
  • Basics of Computers (hardware, software)
  • MS Office (Word, Excel, PowerPoint)
  • Internet and Networking
  • Keyboard Shortcuts
  • Binary to Decimal Conversions

2. General/Economy/Banking Awareness

• Current Affairs (last 6 months)
• Banking Terms (e.g., NEFT, RTGS, KYC)
• RBI Policies and Guidelines
• Financial Awareness (budget, economic surveys)
• Static GK (countries, capitals, currencies)
• Indian Economy Basics
• History of Indian Overseas Bank

3. English Language

• Reading Comprehension
• Cloze Test
• Error Spotting
• Sentence Improvement
• Para Jumbles
• Fill in the Blanks
• Synonyms and Antonyms
• Vocabulary and Grammar

4. Quantitative Aptitude

• Simplification and Approximation
• Number Series
• Data Interpretation (tables, bar graphs, pie charts)
• Quadratic Equations
• Percentages
• Profit and Loss
• Simple and Compound Interest
• Time and Work
• Speed, Distance, and Time
• Ratio and Proportion
• Mensuration
• Probability

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Preparation Tips for IOB LBO Recruitment 2025

Here are actionable tips to help you prepare effectively for the IOB LBO Recruitment 2025:

1. Understand the Exam Pattern and Syllabus:
   • Familiarize yourself with the weightage of each section and focus on high-scoring topics like Data Interpretation and Puzzles.
2. Create a Study Plan:
   • Dedicate 5–6 hours daily, balancing all sections.
   • Example: 2 hours for Quantitative Aptitude, 1.5 hours for Reasoning, 1 hour for English, and 1 hour for General Awareness.
3. Use Quality Study Resources:
   • Quantitative Aptitude: RS Aggarwal, Arun Sharma
   • Reasoning: MK Pandey
   • English: Wren & Martin, SP Bakshi
   • General Awareness: Lucent’s General Knowledge, Adda247 for banking updates
4. Practice Mock Tests:
   • Take 1–2 mock tests weekly to simulate exam conditions.
   • Analyze your performance to improve speed and accuracy.
5. Focus on Banking Awareness:
   • Study banking terms, RBI policies, and recent financial news.
   • Learn about IOB’s history, services, and recent achievements.
6. Prepare for the Interview:
   • Be ready to discuss your banking knowledge, customer service skills, and why you want to join IOB.
   • Brush up on basic banking concepts and current affairs.

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Sample 3-Month Study Plan for IOB LBO Recruitment 2025

Assuming the exam is in August 2025, here’s a 3-month plan starting from May 2025:

Month	Focus Areas
May 2025	Basics of Quantitative Aptitude, Reasoning, English, and General Awareness
June 2025	Topic-wise practice (DI, puzzles, RC), sectional mocks, banking awareness
July 2025	Full-length mock tests, revision of weak areas, interview preparation

Daily Breakdown:

• Quantitative Aptitude: 2 hours
• Reasoning: 1.5 hours
• English: 1 hour
• General Awareness: 1 hour
• Mock Tests/Revision: 1 hour

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Common Mistakes to Avoid

1. Ignoring Sectional Timing:
   • Practice with timers to manage the 35–40 minute sections effectively.
2. Neglecting Negative Marking:
   • Focus on accuracy to avoid losing marks (0.25 per wrong answer).
3. Skipping Banking Awareness:
   • Stay updated on banking news, as this section can be a game-changer.
4. Not Practicing Mocks:
   • Regular mock tests help improve speed and identify weak areas.
5. Last-Minute Application:
   • Apply early to avoid technical issues on the last day.

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Conclusion

The Indian Overseas Bank LBO Recruitment 2025 offers a fantastic opportunity to build a rewarding career in banking. By understanding the eligibility criteria, exam pattern, and syllabus, and following a structured preparation plan, you can increase your chances of success. Start your preparation early, practice regularly, and stay updated with the latest notifications on the IOB website. Best of luck for your IOB LBO journey!Stusave